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Old 01-13-2018, 08:45 AM   #21
Shaggin Wagon
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Did you at least have your blinker on indicating you were turning into a spot?
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Old 01-13-2018, 08:49 AM   #22
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My advice. Stop backing into parking spots. It doesn't save you any time or make things any easier, as was made evident by your current situation.
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Old 01-13-2018, 08:58 AM   #23
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My advice. Stop backing into parking spots. It doesn't save you any time or make things any easier, as was made evident by your current situation.
He is going to be grudgingly pull in normal next time, and when he goes to back out someone is going to try to shoot by and he will hit them. That will be 82 percent his fault, he will be back in here pissed and blaming you guys.


Also, all these answers is why we don't work parking lot accidents. They are like the wild wild west. As long as is his question mark was one fluid motion, her dumb ass should have waited. Any reasonable and prudent person would know he was going to back in. People are impatient assholes.
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Old 01-13-2018, 09:08 AM   #24
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I always back in you have to do it anyways might as well get it out of the way before you go have beers or whatever! Not that I would ever do that I always drink ice tea cause Im a saint but you get the idea. Think about how much shit is going on in that spot? not much now when your backing out there are cars people dogs cats people with wheelchairs who the fuck knows! Its safer to back in so that's the idea and its actually a pretty good one.
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Old 01-13-2018, 09:21 AM   #25
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How I roll:

You just have to back out very slowly. Like so slow you're hardly moving. If you do that, a couple of people will just breeze on by like you weren't there. But by the time your ass is starting to get out there, you'll see people who were paying zero attention to their surroundings, hitting the brakes hard. And you're good. Its the slowness. The slowness is the key.

Backing in: Half the time there is a van or something there anyway, and you can't see from 1 side. So backing in didn't even help you. By the time some idiot came zooming through there, the fact that you backed in won't do dick cause you couldn't see anyway. And of course the woman or old fart that is coming along to hit you, is coming from the blind side.
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Old 01-13-2018, 09:33 AM   #26
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I was wondering if the insurance would view it from the standpoint of me leaving my lane and re-entering, but keep in mind my drawing isn't to scale and I don't know if where we were at was considered a road or a parking lot. So I wasn't sure what rules would apply.

And yeah, she must have gunned it once it was clear. She hit us pretty hard and where she is sitting in the pictures is where she finally came to a stop.
I get it, and it's clearly easier to sit back and make assumptions with the benefit of hindsight. The main reason it looked to me like you 'left your lane' was because of where your truck is located. That line in the concrete by your right rear tire looks like it's the center of the 'road' there, and since your rear tire is on the left side of it, at some point your whole vehicle was. That's all. Probably not the best pic for the insurance.

And the reason I said it looks like you hit her vs. her hitting you is simply because of where her damage is. If she had hit you one would expect the damage on her car to start at her front fender. Now, I could see her damage
being like that if she swerved right to avoid you, then cut it back hard left to not hit the parked cars on the right, and impacted you then.

I think I would be content with paying $400. And I don't believe your rates are supposed to go up if you're less than 51% at fault (or something like that). At least that's what my old insurance told me when I had an accident and was found the same, 40% at fault.

In my accident I was in the right lane of a 3 lane road and the left two lanes were stopped for the upcoming light (I was going to turn right and my lane was clear). Just before the light was also a gas station on my right and what I couldn't see due to the stopped traffic was that they left a gap for someone to turn left into the gas station, crossing my lane. The woman apparently didn't think to look for cars coming in the right line before she pulled out. She saw me when it was too late and tried to gun it, I didn't see her until she was already in my lane and had no choice but to try and brake. I t-boned her square in her passenger side (small 4 door suv).

Although I was was going under the speed limit, they said I was going too fast for conditions, and hit me with 40%. Which really only come up I think because I was in a rental and they filed on my insurance. Then my insurance subrogated with hers, and they negotiated the 40% finding then. I didn't have to pay any deductible though.

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It isn't about learning how to park. It makes things infinitely better when pulling out of the parking spot.
I don't have a problem with people backing in, and when I had longer vehicles I did often. In tight parking lots (where the driving lanes are narrow) it's always far easier to back in than pull straight in, and the longer the vehicle the more that seems to be the case. I had a crew cab long bed F350 for a while and I couldn't nose in to a parking spot anywhere without backing up at least once.

The turning radius just isn't good enough for parking lots. Even if you're all the way over to the opposite side of the drive when you start your turn, if there are cars on both sides of the space, you will always end up in a diagonal. Then you have to back up and pull in straight anyways. Then you have to back out again when you leave. backing into spots was pretty much the only thing that made sense.
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Old 01-13-2018, 10:06 AM   #27
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Originally Posted by Shaggin Wagon View Post
Judging by the damage, you turned into her as she passed. Like someone said, you went into on coming traffic and abandoned your lane.
This is my feeling as well. She pulled a bitch move, but you bear at least some of the responsibility for not making sure you were clear for 360 degrees around your vehicle.
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Old 01-13-2018, 11:44 AM   #28
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your own insurance already has you forty percent at fault from your statement. geico is going to contact their insured and she is going to say you are at fault according to her version of the event. geico is likely going to tell usaa they want one hundred percent of their insured damages covered.

you opened a claim with usaa either way and now have a risk assessment. your rates may go up because they will likely pay something to geico after subrogation.

take your medicine and deal with the forty percent. it was a parking lot, so maybe be happy they are only making you pay the forty.
I read all of the comments, all this right here.

I was in the business of who's fault it was and you were in the wrong, so take the 40%.
Next time you are going to back into a spot, stop in your lane and put it in reverse so the morons behind can see you are backing up, you can then take three or four attempts to back in correctly without this sorta of thing happening. People are stupid and so was that bitch, I hate people that speed through parking lots or don't have the patience for someone to back up out of a space or allow someone to park.
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Old 01-13-2018, 12:34 PM   #29
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Learn how to park. I don't understand why people think they have to back in, are you robbing a bank?
You ever try parking a 94 extended cab, long bed, 3/4 ton, 4x4 Silverado in strip mall parking lot? It's damned near impossible. Hell, even my 08 crew cab 1/2 ton ram won't be straight on the first try.

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I hate people that speed through parking lots or don't have the patience for someone to back up out of a space or allow someone to park.
First real wreck I ever got into was in the parking lot of Academy Sports at Town East at Christmas. I had a parking spot right up by the door and it was just starting to snow. I left the spot, circled around to the exit and a guy backed over me, trying to get the spot that I just left.

In a lovely turn of events, a cop was driving by and saw the whole thing. Her first day on traffic duty.
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Old 01-14-2018, 12:54 PM   #30
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Unless a parking lot is really wide or has angled spots, I'm backing my big ass truck in every time, and anyone who has an issue with it is a fucking moron and can eat a salty dick. It's a hell of a lot faster and safer, and requires a lot less swinging out of a "lane" to try to get in head first. In fact, for half the parking lots out there, trying to park head first is impossible without hitting someone or doing the 10-point shimmy dance like a doofus. Cars, small trucks, and SUVs are different.

That said, as for the OP, I think taking 40% of the blame seems legit. She should have been more patient, but it's up to you to check before you move. Good luck!
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Old 01-14-2018, 01:06 PM   #31
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The reason you see more people backing is the size of trucks. They just keep getting bigger. My latest truck is like a yacht. I don't back in but it would be a hell of a lot easier.
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Old 01-15-2018, 07:18 AM   #32
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Another reason I back in a lot -- backup cameras with the guiding lines, especially the ones that curve with the position of your wheel. If they put that on a heads-up display in the front of the truck with the guiding lines, I would be more inclined to go in forward. The newer F150s even show a "top down" camera so you would have seen the other car in your backup camera.
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Old 01-15-2018, 07:41 AM   #33
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why all the hate over backing in? if you've ever driven a truck then you know how much easier it is to park, if pulling through is not an option. When i lived in Oregon you almost had to because the parking lots aren't designed for big trucks like they are down in Tx. The only time i don't try to back in is when i'm at the home center and need to load stuff into the bed.

also if this happened in a parking lot then "lanes" are a moot point IMO. traffic laws aren't enforceable in parking lots and as such i have a hard time believing "departing your lane" would be a valid excuse.
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Old 01-15-2018, 11:33 AM   #34
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also if this happened in a parking lot then "lanes" are a moot point IMO. traffic laws aren't enforceable in parking lots and as such i have a hard time believing "departing your lane" would be a valid excuse.
This is true, most municipalities in Texas won't come to a parking lot crash unless someone is hurt. And he didn't post that the law dogs came, but they both called their/others insurance companies and thats how they came to the conclusion on how to pay out the claims.
Sucks, but most crashes are caused by inattention, lack of patience and no common sense...
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Look all you want, she can't find anyone else who treats her as bad as I do, and I keep her self esteem so low, she wouldn't think twice about going anywhere else.
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Old 01-15-2018, 01:43 PM   #35
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why all the hate over backing in? if you've ever driven a truck then you know how much easier it is to park, if pulling through is not an option. When i lived in Oregon you almost had to because the parking lots aren't designed for big trucks like they are down in Tx. The only time i don't try to back in is when i'm at the home center and need to load stuff into the bed.

also if this happened in a parking lot then "lanes" are a moot point IMO. traffic laws aren't enforceable in parking lots and as such i have a hard time believing "departing your lane" would be a valid excuse.
This. I drive a supercrew 6.5' bed F150 and I back into EVERY SINGLE parking space, though I typically park at the very back of the parking lot where I can pull though and not worry about door dings. 96,000 miles and not one single door ding yet.

I figure people can either wait for me to back in or wait for me to back out. I'd much rather back in because it's just easier to get in the space doing a 3 point turn and coming out is easier too. But I also watch for these dumb MF'ers that want to speed around before I start backing in.
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Old 01-15-2018, 02:50 PM   #36
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When I drove a F350 Crew long bed 4x4, I hated driving anywhere I had to park, especially if the parking lot was busy. Bastard took up two spots easy.
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