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Old 06-06-2019, 01:19 PM   #21
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Geico sucks balls. Aren't they a high risk ins. company? Your experience does not speak for all.
Couldn't tell you about the high risk part, since I have had a clean driving record and excellent credit scores for the past several decades. All that my vehicle at the time had on it was liability and comprehensive since it was paid off, and pretty much any legit insurer in Texas is not going to perform any repairs on your vehicle at their expense and then subrogate the claim out of the goodness of their heart without collision coverage. Simple fact of economics on their part. Personally I would prefer all states offer no-fault coverage, so if someone carries insurance they are covered and the drivers of the fake paper-tagged POS cars that don't get nothing.
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Old 06-06-2019, 01:29 PM   #22
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Personally I would prefer all states offer no-fault coverage, so if someone carries insurance they are covered and the drivers of the fake paper-tagged POS cars that don't get nothing.
Perhaps you are not understanding what I am saying. If the two parties do have legitimate ins, call your ins. company regardless if you have only liability, have them call the other party's ins., and they decide who is at fault when there is no police report, or if a cop shows, is called and considers the crash a no fault. I've had this happen more than once with two different ins. companies when I've had liability only. I make those bitches work for my money!
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Old 06-06-2019, 01:53 PM   #23
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As long as the O.P. gets a satisfactory outcome in his situation within a reasonable amount of time, that's all that will matter in this thread.
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Old 06-06-2019, 02:58 PM   #24
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We have full on her car, with under/un insured, so I'm not too worried about getting it fixed. Worst case we shell out $500 from our pocket.

She walked away from it pretty much uninjured, so that's all that matters.
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Old 06-06-2019, 03:05 PM   #25
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With full coverage, USAA, and no major injuries the outcome will be as good as it gets. I don't like carrying uninsured/underinsured motorist coverage, but I do since this after all is Texas which keeps adding more and more cars daily.
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Old 06-06-2019, 07:42 PM   #26
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Again, you mentally challenged twat, you have no fucking idea how insurance works.

Your rates are increasing because catastrophe claims are increasing. Last year it was the hail storms in DFW. The year before that was Hurricane Harvey. While YOU may not have made a claim, millions did, thus your rates went up.

But what you're referring to about not at fault accidents is horseshit.
If you canít hold a rational debate without childish name calling your not worth talking to. Good bye
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Old 06-06-2019, 08:22 PM   #27
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If you canít hold a rational debate without childish name calling your not worth talking to. Good bye
*you're
Dumb ass.
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Old 06-07-2019, 10:58 AM   #28
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*you're
Dumb ass.
Whatever fuckin gramma police go learn how to drive
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Old 06-07-2019, 11:15 AM   #29
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Whatever fuckin gramma police go learn how to drive
Great comeback, fuck face.
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Old 06-07-2019, 11:45 AM   #30
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If you canít hold a rational debate without childish name calling your not worth talking to. Good bye
This isn't a debate, this is someone pointing out that you're wrong, and a window licker. Period. There is nothing to debate.
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Old 06-07-2019, 01:26 PM   #31
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Guys!!!! Can't we all just get along and agree that naynay sucks?
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Old 06-07-2019, 01:34 PM   #32
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Guys!!!! Can't we all just get along and agree that naynay sucks?
Knot two shure wut their arguing abouts. But, pics of said wife getting rear ended!
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Old 06-07-2019, 01:46 PM   #33
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I'm only participating in the childish name calling.
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Old 06-07-2019, 02:49 PM   #34
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compound words
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Old 06-07-2019, 03:27 PM   #35
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Knot two shure wut their arguing abouts. But, pics of said wife getting rear ended!
Ask SVO...
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Old 06-07-2019, 08:40 PM   #36
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I'm only participating in the childish name calling.
Look here ass sniffer.

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Old 06-07-2019, 08:40 PM   #37
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compound words
LOUD Noises

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Old 06-07-2019, 08:41 PM   #38
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Knot two shure wut their arguing abouts. But, pics of said wife getting rear ended!
I might not get any front end if I post her getting rear ended.

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Old 06-17-2019, 01:15 PM   #39
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Been a little over 10 days since I filed the claim. Finally got the ins. adj, on the phone and she was less than helpful. They haven't been able to get their insured on the phone to confirm liability. Kept repeating over and over that if I didn't want to wait on USAA that I could file with my own insurance.

Called and talked to the guy that hit the wife and he was apologetic and claimed he had been abnormally busy with work, but that he would call the ins co immediately and settle things.

We'll see....
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Old 06-18-2019, 05:40 AM   #40
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Just ah,

just askin for it with that thread title
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