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BOFA to charge $5 a month for check card use
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Paying monthly bank fees without a sweat, with the top down, hollarin' out money ain't a thang.
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If you live near on I would recomend Texas Trust Credit Union. I use their free online banking and bill pay all the time. No fees at all and reimburse atm fees.
I had another account setup with Wells Fargo for ebay/paypal but they told me they would start chargin $7 a month if I did not start using direct deposit so I dropped them.
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i get charged a 9.00 fee every month from my bank also. not a big deal.
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Originally posted by FreightTrain View PostI love it when people bitch about the banks charging over draft fees. It's their own damn fault.
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Originally posted by Broncojohnny View PostIf you want to blame someone, blame Congress, they are the ones who started passing stupid laws to try to get votes from the bank hating mouth breathers. The store you charged at used to pay these fees, thanks to Congress it is now going to come out of your ass if you use a debit card. Every bank will have this sort of charge eventually.
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Originally posted by 94form2000z View PostChase. If your financially irresponsible though, you will be happy with no one.
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Chase. If your financially irresponsible though, you will be happy with no one.
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If you want to blame someone, blame Congress, they are the ones who started passing stupid laws to try to get votes from the bank hating mouth breathers. The store you charged at used to pay these fees, thanks to Congress it is now going to come out of your ass if you use a debit card. Every bank will have this sort of charge eventually.
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ahh, now I remember the lady at the bank telling me about the charge... I asked how I could get around it, and she said if I had an automated monthly deposit to each account that I wouldn't be charged. So I just set up a $5 transfer from each account to another every month, and I don't get charged
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Another vote for USAA. I also have a Chase savings acct that is linked to my USAA accts. I can deposit cash or checks at any Chase branch and then electronically pull the funds to USAA. It's an easy workaround for depositing cash and as long as you keep $300+ in the Chase acct, theres no monthly fee.
USAA mortgage has some terrible reviews on their own site so I opted to use a local lender, but aside from that I use them for almost everything else.
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Originally posted by Jedi View PostNo, i called bofa customer service and asked that exact question. It doesnt matter. As soon as you use the card at anyhing but an ATM, bam - $5 mthly charge.
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