Car Insurance...who doesn't suck?

[MutherjuggZ]

The policy is in my name, I just have the house and her car on it and her as an insured. Can I still not delete it?

If it's just one vehicle that she's in care/custody/control of, then send a written request to remove you from the policy.

If there's two or more vehicles, then take your name and your vehicles off. Doesn't matter who took out the policy, you're both named insureds/policy owners. Texas is community property state.

[MutherjuggZ]

I heard their is a member who sells insurance and treats people fairly well (most of the time). PM Mutherjuggz

Yeah sometimes I have more customers than I have me to go around, but I try my best and encourage anyone who hasn't heard back from me in the same day they've made contact, to please call/email again. I'm definitely not perfect, but I will never fail my customers intentionally....and will always make things right.

[MutherjuggZ]

The policy is in my name, I just have the house and her car on it and her as an insured. Can I still not delete it?

Leave your name on that home insurance until you are no longer tied to the property in anyway. Even if you get a divorce decree that states she gets the house.... until she refinances it out of your name, there's liability exposure there that you don't want to leave flapping in the wind.

[bluecollar]

If it's just one vehicle that she's in care/custody/control of, then send a written request to remove you from the policy.

If there's two or more vehicles, then take your name and your vehicles off. Doesn't matter who took out the policy, you're both named insureds/policy owners. Texas is community property state.

Well, that's just way more complicated than necessary. Thanks for the info

[A_A_G]

State Farm

[8mpg]

all insurance companies suck equally. Just pick one

[bluecollar]

Leave your name on that home insurance until you are no longer tied to the property in anyway. Even if you get a divorce decree that states she gets the house.... until she refinances it out of your name, there's liability exposure there that you don't want to leave flapping in the wind.

can you PM me your phone number?

[jimithing]

Amica. Seriously, they rule. #1 by JD Power for 10 years is a row I think. At least call them and get a quote. Best service I've ever had from an insurance company. Also, it's a mutual insurance company so you get a dividend check from them once a year.

[kevinmandez]

The Hartford hasn’t given me a reason to complain in the 7 years I’ve been with them. They’ve kept rates low, given me discounts and have handled my claims really efficiently and quickly. Hit them up for online car insurance quotes and see if they give you a good deal.

[talisman]

You can't delete her or her vehicle. All you can do legally is remove yourself and your own vehicle. Leave the old policy to her and if she doesn't pay it, then that's on her.

If you have a mortgage in both your names, you have to keep insurance in both names until she refinances you off the deed.

Hmm. When the ex and I got a divorce, all I did was call and tell them to remove her from the policy and it was done. It was originally opened in my name, and I've been a customer for ten years, so not sure if that makes a difference or not.

[Saleen781]

if you call your ins co and tell them it is a divorce situation they will take her off your policy and automatically set her up on her own. you will need to give them information on where she is so they can contact her to set up her policy, but she will be covered in the meantime. at least that's what Geico does a a courtesy.

[grabberblue_11]

Usaa plain and simple as long as you can get them.

[talisman]

if you call your ins co and tell them it is a divorce situation they will take her off your policy and automatically set her up on her own. you will need to give them information on where she is so they can contact her to set up her policy, but she will be covered in the meantime. at least that's what Geico does a a courtesy.

I kind of thought that was SOP for most insurance companies. I'm with State Farm.

[lowthreeohz]

The Hartford hasn’t given me a reason to complain in the 7 years I’ve been with them. They’ve kept rates low, given me discounts and have handled my claims really efficiently and quickly. Hit them up for online car insurance quotes and see if they give you a good deal.

9 posts and you've referenced thehartford.com insurance in at least 2 different posts.

SPAM much?

[johnjessi]

Paying for insurance, sucks. There is no way around that one. It is mandatory by law and, if you are leasing that new car, then the lender of the money demands specific comprehensive insurance coverage. After all, they want to protect their investment.