Student loans.. Who has them?

[DaisyDoesDallas]

If you would have let a few more dirty old men wear your milkers for a hat, you would be in a mansion right now!

No fucking shit! hindsight is 20/20

[Forever_frost]

I had zero debt until in 06 my ex fiance talked me into taking out a private student loan for 30k. I was just back on meds so I wasn't exactly thinking straight and delegated those responsibilities to her. So yeah, still repaying on that mistake.

[Broncojohnny]

If I had of started slinging drinks sooner I wouldn't even had any student loan.

If you would have let a few more dirty old men wear your milkers for a hat, you would be in a mansion right now!

[black2002ls]

You should have argued about the dependant till 24. I did. I didn't have any parental assistance at all. I showed them that I claimed myself on taxes and filled out a form etc and they changed that shit for me. Unfortunately you have to fight for things and never take the first answer, push till you can't push anymore.

I learned that too little too late. They were there to hand out money and collect a pay check, not to actually help people afford college through financial aid. Oh, this is what the FAFSA says you can have, that is all we can do. Hindsight is always 20/20. Looking back, I wouldn't have gotten a theoretical physics degree, I would get something that would have actually landed me a fricking job that pays more than $9/hr

[Silverback]

push till you can't push anymore.

That's also her motto for kegels

[DaisyDoesDallas]

I agree with you on the slinging drinks bit, had I bartended in college I wouldn't have quite the student loan debt I have now. However, I worked full time, my entire way through college, ju-co, first degree and what was to be my second. I still have a size-able amount of student loan debt. Unfortunately the way big brother thinks is that we are all supported by our parents until we are 24, until then the only aid we can get are student loans and scholarships. My GPA dipped when I was at the Ju-Co and it ruled me out for scholarships. When I talked to financial aid all they would tell me was I was a dependent until I was 24. Nothing about an appeals process to try and get it waived. So I had two choices, drop out and hope maybe I'm ready to finish when I turn 24, or continue on with the loans. I continued on with the loans. I don't have quite the debt that some have, I'm at 24K. That is for three years at a University. 2 years finishing my Physics degree, and then 1 year of Industrial Engineering courses.

You should have argued about the dependant till 24. I did. I didn't have any parental assistance at all. I showed them that I claimed myself on taxes and filled out a form etc and they changed that shit for me. Unfortunately you have to fight for things and never take the first answer, push till you can't push anymore.

[black2002ls]

I don't feel sorry for anyone with a shit ton of students loans. I got an associates degree with zero students loans, had a scholarship and worked full time, then got a bachelors degree and part of my masters with only 5k of students loans but again worked full time and had a scholarship. If I had of started slinging drinks sooner I wouldn't even had any student loan.

Go to a community college for the first two years, there is no fucking reason to pay the price of a unniversity for the basics that will cost a quarter at a CC and transfer to a unniversity. Plus it will give you the time to figure out what you want to be when you grow up and if you have what it takes to cut the mustard and do well in college.

Then once you determine what your going to be when you grow up go to the unniversity and knock that shit out as fast as you can while working a job.

I agree with you on the slinging drinks bit, had I bartended in college I wouldn't have quite the student loan debt I have now. However, I worked full time, my entire way through college, ju-co, first degree and what was to be my second. I still have a size-able amount of student loan debt. Unfortunately the way big brother thinks is that we are all supported by our parents until we are 24, until then the only aid we can get are student loans and scholarships. My GPA dipped when I was at the Ju-Co and it ruled me out for scholarships. When I talked to financial aid all they would tell me was I was a dependent until I was 24. Nothing about an appeals process to try and get it waived. So I had two choices, drop out and hope maybe I'm ready to finish when I turn 24, or continue on with the loans. I continued on with the loans. I don't have quite the debt that some have, I'm at 24K. That is for three years at a University. 2 years finishing my Physics degree, and then 1 year of Industrial Engineering courses.

[Silverback]

and as you can see its paying off 10x

god bless.

Sping Sping cracka!

[DaisyDoesDallas]

I don't feel sorry for anyone with a shit ton of students loans. I got an associates degree with zero students loans, had a scholarship and worked full time, then got a bachelors degree and part of my masters with only 5k of students loans but again worked full time and had a scholarship. If I had of started slinging drinks sooner I wouldn't even had any student loan.

Go to a community college for the first two years, there is no fucking reason to pay the price of a unniversity for the basics that will cost a quarter at a CC and transfer to a unniversity. Plus it will give you the time to figure out what you want to be when you grow up and if you have what it takes to cut the mustard and do well in college.

Then once you determine what your going to be when you grow up go to the unniversity and knock that shit out as fast as you can while working a job.

[slow99]

State exemption on tuition and fees at any st school for 150 hours for Texas veterans.

Good deal, thanks.

[SlowLX]

What the hell is hazelwood?

State exemption on tuition and fees at any st school for 150 hours for Texas veterans.

Or maybe parents should educate there kids instead of always expecting the teachers and school to raise there kids.

Now their is a great idea..

[DaisyDoesDallas]

In addition, I think a lot of it is a general failure from all sides to communicate "good" student loan debt and "bad" student loan debt. If you're living off student loans and going to UT for a Bachelors in Liberal Arts, you're never going to pay that shit off making 30k a year for the rest of your life. If you use them to get an actual career centered degree, then it can pay off big time.

I still think high schools need to have a basic budgeting or common sense "life" class that is required before graduation. We're teaching kids about everything except one of the most important parts of life: Making smart decisions with your money. All that time in high school "preparing for college" that ignores the most basic aspect of the point of college: to educate yourself in a way that will increase your earning potential.

Or maybe parents should educate there kids instead of always expecting the teachers and school to raise there kids.

Gettin' my PhD in coffee creamers brah!

[The King]

What the hell is hazelwood?

You must be a veteran to qualify