people with teenage drivers?

[Grape]

Best thing to do is look at what cars are most frequently stolen in Texas and which ones are involved the most in teen accidents. If they're on the list I would avoid them.

Sent from my Galaxy S III

perfect, get him a ferrari

[Dlachance]

Thanks for the replies, keep them coming. I have a boy. Keep thinkin about a 2008 or newer mustang six banger for a first car. Something with gas milage

Honestly, I'd say get him a clean 97-98 mark vii. I can give you reasons why if you want. I had two during sophmore and junior year. Most of my friends, pretty much the baseball team fucking loved them and wanted to drive them all the time. They all had decent rides, newer v6 stangs, 4x4 trucks. My friend alex tried to trade me his full bolt on 95 gt, I wouldn't do it. Hell, my ex girlfriend still has one of the keys to my first mark viii on her key chain..

[FATHERFORD]

I know some companies are based on grades. I sent in my report card with straight A's and my parents claimed they got a huge discount from it.

[crapstang]

Whst do they drive and how much a month on insurance? Will be in that zone in another year. TIA

insurance for me is *edit* 70 per month.
I'm under the 03 s-type sport as my "primary".

[Grape]

I know some companies are based on grades. I sent in my report card with straight A's and my parents claimed they got a huge discount from it.

they lied LOL

[Jimbo]

USAA started charging me $1,000 more every 6 months for a 16 yoa male driver.

Full coverage?

[Dlachance]

they lied LOL

Yeah, our agent gave the discount even though i was a dumbass low-mid B student..Must not be that great. Sounds like fatherford has good parents though.

[Cobraman]

Minimum liability for the vette, cobra, and truck were all around 90 through state farm

[SSMAN]

USAA started charging me $1,000 more every 6 months for a 16 yoa male driver.

What was/is he driving? Coverage?

[95DRGT]

Full coverage on both my girls- about 105-115 per month per kid

[S_K]

Three teenage daughters here. AAA gives me the best rates. Also make them a primary driver on a fairly cheap/older car. This will lower your rates. Good student discounts help. Also driver's ed.

[SSMAN]

Full coverage on both my girls- about 105-115 per month per kid

Girls do get a break. Even tho I was hit by one last weekend. LOL

I will never understand why insurance companies are the only ones that get away with discrimination. I am talking about the age thing, not the gender thing.

[propellerhead]

Let me share my experience....

My son got his learners permit a year after he was eligible. When I called our insurance company about insurance premiums, the agent told me that they will not increase my insurance premiums until I notify them that my son has his actual license. The time that he has a permit doesn't affect our premiums but he is fully covered under our policy. To make sure I understood, I asked, "So he is covered now and my insurance premiums will go up once he gets his license, right?"

The insurance agent clarified, "Sir, your insurance premiums will go up when you notify us that your son has his license."

I wasn't sure what she was saying so I asked again, "Ok, so a year later, when his permit turns into a real license, the premiums will go up, right?"

She said, "No. They will go up when <throat clearing sound> YOU notify us."

I swear I heard her winking over the phone that time. I played dumb and asked another way. "Doesn't his permit turn into a real license in a year?"

The agent clarified, "No. When parents feel their child is not ready for a full license, the permit can be renewed. It's not automatically converted into a license after a year. So, we (the insurance company) *might* check in with you in a year to see if your son has a license already. If we don't check in with you, then we won't know that your son has his license already and we won't change your premiums until YOU notify us. However, he will be covered."

I thanked her for the info and moved on.

Fast forward two years later.... The insurance company does the usual review with me over the phone to make sure I still have the right coverages. They notice that they don't have my son's driver's license number on file. I said he's in Germany right now so I'll have to get that from him and call back later.

Two years later.... Another review reveals they still don't have my son's license number. I said my ex-wife has it but she's stationed overseas right now.

A year later.... Another review and they tell me my son is eligible for a good driver discount because he's been of driving age for five years and no claims on record. Since I had him as the primary driver of a 96 Ford Ranger, the insurance premiums were minimal. I think I started paying like $300/6 months for him. That's all.

In short, I skipped over the phase of paying for a teenaged high-risk driver.

[SSMAN]

Let me share my experience....

My son got his learners permit a year after he was eligible. When I called our insurance company about insurance premiums, the agent told me that they will not increase my insurance premiums until I notify them that my son has his actual license. The time that he has a permit doesn't affect our premiums but he is fully covered under our policy. To make sure I understood, I asked, "So he is covered now and my insurance premiums will go up once he gets his license, right?"

The insurance agent clarified, "Sir, your insurance premiums will go up when you notify us that your son has his license."

I wasn't sure what she was saying so I asked again, "Ok, so a year later, when his permit turns into a real license, the premiums will go up, right?"

She said, "No. They will go up when <throat clearing sound> YOU notify us."

I swear I heard her winking over the phone that time. I played dumb and asked another way. "Doesn't his permit turn into a real license in a year?"

The agent clarified, "No. When parents feel their child is not ready for a full license, the permit can be renewed. It's not automatically converted into a license after a year. So, we (the insurance company) *might* check in with you in a year to see if your son has a license already. If we don't check in with you, then we won't know that your son has his license already and we won't change your premiums until YOU notify us. However, he will be covered."

I thanked her for the info and moved on.

Fast forward two years later.... The insurance company does the usual review with me over the phone to make sure I still have the right coverages. They notice that they don't have my son's driver's license number on file. I said he's in Germany right now so I'll have to get that from him and call back later.

Two years later.... Another review reveals they still don't have my son's license number. I said my ex-wife has it but she's stationed overseas right now.

A year later.... Another review and they tell me my son is eligible for a good driver discount because he's been of driving age for five years and no claims on record. Since I had him as the primary driver of a 96 Ford Ranger, the insurance premiums were minimal. I think I started paying like $300/6 months for him. That's all.

In short, I skipped over the phase of paying for a teenaged high-risk driver.

That sir, is a good story. Insurance company?

[propellerhead]

That sir, is a good story. Insurance company?

Responding via PM....