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Picking up two new phones today and on the fence about the phone insurance. It's $11/phone, and after 12 months that comes to $264/yr plus I have to pay to pay a $150 deductible if it gets broke/lost/stolen. Any cheaper/better alternatives for phone insurance other than "Don't break your phone"?
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WTF? I think I'm paying $3 a month per phone from Verizon. -
My opinion, insurance is to protect me from a financial loss that I can't afford.
If I could not afford to replace my phone, it is too expensive for my budget.Last edited by TexasDevilDog; 11-28-2014, 12:07 PM.class joke
{
private:
char Forrest, Jenny, Momma, LtDan;
double Peas, Carrots;
string MommaAlwaysSaid(const bool AddAnyTime = True)
};Comment
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How's that 20 year old brick working out for you?Originally posted by TexasDevilDog View PostComment
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Didn't work out for me. Galaxy S4 got broke by the usual means, and they wanted $250 for the deductible. When I signed up new at the ATT store they said it would be a $5 deductible. Which turns out is only for the iphone. In the end it was cheaper to just go with the S5. I just borrowed a friend's old phone for 3 months until i was eligible for upgrade. So i consider it a big scam.WHComment
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I use squaretrade.comComment
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I bought my upgrade for att through best buy Mobile. Geek squad was ten dollars a month and they replaced it for free every time it broke. If it's lost you are SolComment
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IMO, phone insurance is a rip off. I always keep my old phone, so if I loose or break my new one, I have a device to fall back too. If that wasn't an option, there is always someone selling one cheap enough to get and slap a sim card into.Comment
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That is what my old Iphone is for.Originally posted by yellowstang View Postclass joke
{
private:
char Forrest, Jenny, Momma, LtDan;
double Peas, Carrots;
string MommaAlwaysSaid(const bool AddAnyTime = True)
};Comment
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My opinion is to invest in a good case and then sock a few bucks each month in case you have to replace a phone. I keep all of my old phones in case I need to reuse one in this situation.Originally posted by phaux View PostComment
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Pay for it until you're eligible for an upgrade again then cancel it.Originally posted by davbrucasComment
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New phones?!?!?!?! baller......... In all seriousness, get it if its only a few bucks. I believe mine cost $8 a month and I dont have a deductible at all and all types of damage or loss are covered. TDD, you are out of touch. Go buy a decent phone brand new and you will have sticker shock. These new phones are $600-700+. Is that going to break anybody probably not but for $8 a month I dont pinch a hole in the back of my pants when I drop it.Comment
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You have not seen this mans phones...... I cant believe they work as it isOriginally posted by juiceweezl View Post
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I can't figure which is funniest, someone that thinks they have to have a $600 phone when they can't afford to replace or someone that thinks they need insurance for their $600 phone that they can't afford to replace.Originally posted by inline 6 View Post
class joke
{
private:
char Forrest, Jenny, Momma, LtDan;
double Peas, Carrots;
string MommaAlwaysSaid(const bool AddAnyTime = True)
};Comment
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The ones that do without that can have them.Originally posted by TexasDevilDog View PostI can't figure which is funniest, someone that thinks they have to have a $600 phone when they can't afford to replace or someone that thinks they need insurance for their $600 phone that they can't afford to replace.
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