Insurance doesn't cover this?

[Frank]

Winning small claims is no big deal. Its the collecting that is hardly ever fruitful.

[jammeejamm]

you will find an agent will not be very helpful in any situation regarding claims.

[jw33]

Well, I know what to say the next time I'm texting and take out someones shit...

[Scott Mc]

Wow, an insurance company denying a claim, who would have thunk it...

Bet I can guess which one it was lol



Fred Loya!

[BMCSean]

BROosh!

[Stng5Pnt8]

Tony Gonzalez, don't remember his board name.

Sorry guys, been studying like a maniac these past couple of weeks...need to get a couple securities licenses very soon.


Gonzalez, Dominguez.... same difference Brad, I mean Brent lol


As GE mentioned, a pre-existing medical condition the driver has and knows about and is still driving could for sure be a determination for negligence and normally be covered because of so. An unforeseen medical emergency can be "grounds" for denial in the companies eyes. As GE mentioned as well, the exposure your friend gives this company by contacting the Texas department of insurance, or/and filing a lawsuit can possible get them to budge and cut a check. Sometimes you have to press the insurance companies.

Of course if he has collision coverage, he can claim it and have his insurance go through subrogation to collect the $ and try to collect his deductible as well.

[Stng5Pnt8]

you will find an agent will not be very helpful in any situation regarding claims.

That is actually true. Plus agents will try not to expose themselves to very many e&o claims, which is good. I actually carry an all lines adjuster license as well, however, I stay away from getting too involved in a claim to some extent. I will help my customers out of course as much as possible.