credit card ?

[Captain Crawfish]

I have cap one don't care about interest I only carry enough balance to worry about it. Just use it for the air points

[8mpg]

Slate does have 0% interest, $0 transfer fee. Chase is notorious for granting a relatively low limit on this card for obvious reasons. To work around this, once you are approved for the Slate card, immediately app for the Freedom card. Limits are much more generous with this card. Then call chase and have them move over as much of the limit as you need from the Freedom card.

Back when I applied for the Slaye card, I was granted an $8000 limit and I needed to balance transfer $10k. I called Chase to have them reconsider the limit and was denied citing that I had met their maximum exposure. When I hung up the phone, I applied for the Freedom card and was approved $32k. I then called back and had them move $22k of the $32k limit to the Slate card. Hope this helps

Chase has me at the highest availability out of all the cards I have

[chronical]

Chase has me at the highest availability out of all the cards I have

Other than Amex and credit unions, they are mine as well

[Roscoe]

SO, I have had my c.c. with capital one for over 14 years with the same 23% apr and they will not change it. Which company are good company to switch over to. Hoping to find so i can transfer my account over to.

Holy fuck. Dave Ramsey just had a stroke.

[Cobraman]

I'm a newbie and even mine isn't that bad. 17.90%

[lincolnboy]

Holy fuck. Dave Ramsey just had a stroke.

He was our help on how to get a house.

[Cooter]

definitely start playing the transfer game to get introductory rates!

pay that shit down. get out from under debt like that! I don't like carrying anything over a couple percent interest, and not for very much money. maybe $10-20k here or there just to help the credit rating

[gonzo]

SO, I have had my c.c. with capital one for over 14 years with the same 23% apr and they will not change it. Which company are good company to switch over to. Hoping to find so i can transfer my account over to.

I have a Cap One card similar to that and they would not lower the rate. So when we moved our banking over to Cap One, I applied for one of their bitchin Venture cards and got the 15.9% rate with 0% for the first year. The rewards are pretty decent too

[2011GT]

Good lord that rate is insane. I have a credit card through my credit union and the rate is 7%.