Do you have a car payment?

[Jewrrick]

I guess. I assume you're talking about having a warranty?



This is my mentality. I've found debt just makes me poor. No debt = no poor. 'Cept for a house payment. Necessary evil I guess.

didn't you buy a boat on credit?

[Cooter]

I havent had a car payment in years, but i just priced out a 2016 Shelby Gt350 and with a nice downpayment and 2.5% it would be around 720/mo. Thats a lot of coin for me, not sure about the DFWM ballers. Maybe next year =/

the great thing about vehicles is that it's a pretty predictable value curve...

the longer you wait, the cheaper that 2016 is going to get!

I almost bought a 6.7 Ford recently, but the way things have been going, I may be waiting until the 2017's drop in hopes that prices will take a little dip

[GrayStangGT]

I consolidated my toys last year when I got rid of the Z06 and put a ton down on the Raptor with minimal financing and don't plan on ever financing again once this truck is paid off.

[32vfromhell]

I havent had a car payment in years, but i just priced out a 2016 Shelby Gt350 and with a nice downpayment and 2.5% it would be around 720/mo. Thats a lot of coin for me, not sure about the DFWM ballers. Maybe next year =/

[1carcrazyguy]

Yep. Hate car payments but Dodge hypnotized me and twisted my arm. I was not old enough to participate in the Hemi car days and I was not about to miss this go around!!!

[Captain Crawfish]

Haven't had one in years and don't want one. Low debt equals low
Stress

[Strychnine]

For the Record it wasn't me driving. I've drank and drove before almost got popped what a DUI so that got me scared straight.

Dude you're better than that. You weren't driving but if something happened it would be on you just as much as him; maybe not legally but you would live the rest of your life with it.

[soap]

Well, judging by the drinking and driving road trip pic I'd say there were some bad decisions along the way...

For the Record it wasn't me driving. I've drank and drove before almost got popped what a DUI so that got me scared straight. If I know I'm driving I'll have 2-3 beers max. Like at a bar or restaurant but never while driving. Only stupid should I do now is going from Mesquite to Richardson on 75. Doing 120-130 the whole way when traffic is clear. And I know eventually I'm going to end up passing a fucking cop car at that speed.

[Strychnine]

Good god, man.

Obviously you're insured as high risk, so what's the curious story behind that?

Well, judging by the drinking and driving road trip pic I'd say there were some bad decisions along the way...

[snacksnack]

Almost got myself in to a larger payment yesterday. Still mulling it over.

on what? just trade in some cow skins and get rid of the payment altogether.

[kirbster]

I'm always wanting something new. Intentions are always to to keep a car long term. Then I find myself at the dealership.

[bcoop]

Almost got myself in to a larger payment yesterday. Still mulling it over.

[soap]

Good god, man.

Obviously you're insured as high risk, so what's the curious story behind that?

Car note $720. Insurance $180. Had too many speeding tickets.

[Gasser64]

There's some logic there.

I guess. I assume you're talking about having a warranty?

No car payments here. Money stacks up fast with zero debt

This is my mentality. I've found debt just makes me poor. No debt = no poor. 'Cept for a house payment. Necessary evil I guess.

[white trash wagon]

When I bought my Mustang in 2012, I financed it at 0%. I'll borrow Ford's money for free all day long. Why take $27K out of investments earning 15% (at the time). I did put $6000 down, to keep the payments at $360 a month.

I keep my vehicles for 10 years or more, so I do go years at a time with no car payment. I split my miles between my Mustang and my Ranger, so the Mustang is 3.5 years old, and it just cracked 30K miles.