Interest rates?!?!

[juiceweezl]

Other thing to remember is your taxes will based on unimproved land so your taxes will go up a lot which in turn will make your payment go up a lot also

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Only if you escrow. I don't escrow anything. It's my money, and I want to hold onto it as long as possible!!!

[juiceweezl]

I've seen 60-90 day locks. Depending on the builder, that is going to cover construction after paint and counter tops are installed.

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Good to know. I knew you could do a lock up to 30, but that was always a moving target guessing when to lock that rate. Thanks for the info.

[black2002ls]

Good to know. I knew you could do a lock up to 30, but that was always a moving target guessing when to lock that rate. Thanks for the info.

Your builder/sales person should be able to help you lock that down if your mortgage broker/lender isn't able to.

That 60 day lock may be specific to Highland Loan Source who we have a strong working relationship with

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[coley]

That sucks. I refi'd my house a few months ago and got like 3.25%

We refinanced back in 2012. And got 3.25% interest. I'm glad we made the move and now hopefully our house will be paid off before summer. And after that hopefully never have a mortgage again.

[bard]

Better than my 6.5 lol
I'm almost 15 years into it now so im just a retard

What the hell are you waiting for? If nothing else, keep the payment the same and cut the terms.

I've used www.friscomortgageguy.com the past couple of times.

If you're trying to see what rates are doing, try https://www.mortgagenewsdaily.com/da...age-rates.aspx

[David]

When you think mortgage. Think Texas Lending.com

[DON SVO]

We refinanced back in 2012. And got 3.25% interest. I'm glad we made the move and now hopefully our house will be paid off before summer. And after that hopefully never have a mortgage again.

I'm right there with you. When the wife and I bought our house, we did a 15 year @ 2.87%. We pay extra into principal whenever we can, we'd like to have the house paid off within the next 8ish years.