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EFFF Red light cameras

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  • SVT Lurch
    replied
    Originally posted by sc281 View Post
    On your credit report, does it show up as "parking" or some bs related to parking?

    Xerix pulled that bullshit on mine.

    Dispute with transunion and the others if it shows. Cite the section and subsection of the finance code, mention the agency is misrepresenting it as parking when it is red light camera, and request they fully verify the debt.

    If they don't verify it falls off. If they do, take em to court cause they just lied and you can prove it.
    Originally posted by Mach1 View Post
    City of dallas safelight
    Those are the two I've seen, both listed as parking. The borrowers ended up paying them in order to close on the house on time. You can sue all you want, but most people don't find out about this stuff until they're trying to buy a car or house and then time is of the essence.

    It sucks, but it happens more often than people on this site will admit.

    Leave a comment:


  • Mach1
    replied
    Originally posted by sc281 View Post
    On your credit report, does it show up as "parking" or some bs related to parking?

    Xerix pulled that bullshit on mine.

    Dispute with transunion and the others if it shows. Cite the section and subsection of the finance code, mention the agency is misrepresenting it as parking when it is red light camera, and request they fully verify the debt.

    If they don't verify it falls off. If they do, take em to court cause they just lied and you can prove it.
    City of dallas safelight

    Leave a comment:


  • racrguy
    replied
    I wonder what can you do to force them to stop this. Can you sue them for putting fraudulent information on your credit rating? Can they be heavily fined for breaking the law like the rest of us can?

    Leave a comment:


  • sc281
    replied
    Originally posted by Mach1 View Post
    City of Dallas, it dropped my credit by 70 points(what the fuck?!?!), and it's really fucking me for a home loan that I am trying to get. I called them and told them according to chapter 707 of the Texas transportation code, they cannot put it on my credit. She told me that they have a contract that says they can but couldn't give me any info on it, basically, get fucked.



    A local authority or the person with which the local authority contracts for the administration and enforcement of a photographic traffic signal enforcement system may not provide information about a civil penalty imposed under this chapter to a credit bureau, as defined by Section 392.001, Finance Code.

    I guess I need to call Transunion??
    On your credit report, does it show up as "parking" or some bs related to parking?

    Xerix pulled that bullshit on mine.

    Dispute with transunion and the others if it shows. Cite the section and subsection of the finance code, mention the agency is misrepresenting it as parking when it is red light camera, and request they fully verify the debt.

    If they don't verify it falls off. If they do, take em to court cause they just lied and you can prove it.

    Leave a comment:


  • bcoop
    replied
    Originally posted by Mach1 View Post
    City of Dallas, it dropped my credit by 70 points(what the fuck?!?!), and it's really fucking me for a home loan that I am trying to get. I called them and told them according to chapter 707 of the Texas transportation code, they cannot put it on my credit. She told me that they have a contract that says they can but couldn't give me any info on it, basically, get fucked.



    A local authority or the person with which the local authority contracts for the administration and enforcement of a photographic traffic signal enforcement system may not provide information about a civil penalty imposed under this chapter to a credit bureau, as defined by Section 392.001, Finance Code.

    I guess I need to call Transunion??

    Yep. Dispute that shit

    Leave a comment:


  • Mach1
    replied
    Originally posted by Chuck_Finley View Post
    What city was this? Please update us on the dispute with the state laws provided on the previous posts.
    City of Dallas, it dropped my credit by 70 points(what the fuck?!?!), and it's really fucking me for a home loan that I am trying to get. I called them and told them according to chapter 707 of the Texas transportation code, they cannot put it on my credit. She told me that they have a contract that says they can but couldn't give me any info on it, basically, get fucked.



    A local authority or the person with which the local authority contracts for the administration and enforcement of a photographic traffic signal enforcement system may not provide information about a civil penalty imposed under this chapter to a credit bureau, as defined by Section 392.001, Finance Code.

    I guess I need to call Transunion??

    Leave a comment:


  • Chuck_Finley
    replied
    Originally posted by Mach1 View Post
    Finally happened, a $100 collection just showed up on my credit from XEROX SOLUTI, they appear to handle red light tickets. Who do I need to call to get this BS removed?
    http://services.xerox.com/transporta...ment/enus.html
    What city was this? Please update us on the dispute with the state laws provided on the previous posts.

    Leave a comment:


  • CJ
    replied
    Good. Nothing else in the last 10 years has pissed me off more than those damn cameras. I hate them like you couldn't imagine. I absolutely refuse to pay anything from comes from them.

    Leave a comment:


  • jimithing
    replied
    Interesting ruling in Florida




    MIAMI — Big changes could be coming to cities with red-light cameras after a Florida District Court of Appeals judge said it’s illegal for camera operators to issue citations to drivers.

    “In Florida, only law enforcement officers and traffic enforcement officers have the legal authority to issue citations for traffic infractions, which means only law enforcement officers and traffic enforcement officers are entitled to determine who gets prosecuted for a red light violation,” the ruling read.

    The program works like this: Cameras installed at traffic signals snap photos and are examined by the camera’s owner — not law enforcement — to determine whether a violation occurred. A citation is sent to the alleged violator. The driver has 60 days to appeal the ticket before it’s converted into a fine, just like any other citation issued by law enforcement officers.

    “The private company is the one who sends the citations in the name of the city,” said Miami lawyer Victor Yurre. “Now it will have to be the city that does it.”

    The case was brought to court in 2011 by Eric Arem, who received a subpoena issued directly by American Traffic Solutions, the private company hired by the City of Hollywood in Broward County to administer the red-light camera program.

    Initially the court ruled against the driver, but the decision was reversed on appeal.

    The ruling has implications statewide. American Traffic Solutions provides similar services to 63 municipalities in the state, according to its website.

    Could this new ruling cancel existing and previous fines? Yurre said the cities could either cancel the fines issued by private companies, or the city themselves could reissue the citations and enforce payment.

    Florida Watchdog contacted Hollywood to see if it will appeal the judge’s ruling, but officials didn’t respond to email or return phone calls.

    This isn’t the first time red-light cameras have been the center of controversy.

    In June, the Florida Supreme Court ruled that Florida cities didn’t have the authority to use red-light cameras to ticket motorists before 2010 after the Legislature enacted the law. The case involved the cities of Orlando and Aventura.

    Red-light cameras have been criticized as nothing more than a revenue generator. Tickets can run between $158 and $300. The fines are divided between the private contractor, city, county and state. If a driver decides to fight the ticket, the cost can spiral upward to include court costs and fees if the driver is found guilty.

    Some anti-camera advocates say red-light cameras cause more accidents than they prevent, especially rear-end collisions as drivers slam on the brakes to avoid a ticket.

    Leave a comment:


  • SVT Lurch
    replied
    Originally posted by Wanderer View Post
    or for some people it's less hassle to just pay the fine than to dispute it.
    People trying to get a home loan.

    Leave a comment:


  • CJ
    replied
    Fight the system!

    Leave a comment:


  • Wanderer
    replied
    Originally posted by talisman View Post
    It is absolutely nothing like Paypal, man. lol You dispute these with the credit agencies, they look at it closer and see that you never agreed to pay it in the first place, it's off your credit, simple as that.
    Exactly. It's basically their way of trying to strong arm people that don't know any better or haven't done any research into paying the shit.

    Think of how many people will look at that and go "OMG, it's on my credit ! I better pay it NOWWWW !", or for some people it's less hassle to just pay the fine than to dispute it.

    Leave a comment:


  • Denny
    replied

    Leave a comment:


  • talisman
    Guest replied
    Originally posted by 03mustangdude View Post
    Its like paypal you dispute it and paypal disputes it and goes on forever last one lasted 3 years on record.

    It is absolutely nothing like Paypal, man. lol You dispute these with the credit agencies, they look at it closer and see that you never agreed to pay it in the first place, it's off your credit, simple as that.

    Leave a comment:


  • racrguy
    replied
    Originally posted by 03mustangdude View Post
    Its like paypal you dispute it and paypal disputes it and goes on forever last one lasted 3 years on record.
    They have 30 days to verify, if they don't/can't, it should come off immediately.

    Leave a comment:

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